Rate Authority.

Illinois auto insurance: no new filings in 30 days, $104/mo NAIC baseline holds (2026)

Updated 2026-05-21 Source: PolicyChat Rate Authority Methodology

No new Illinois auto insurance rate filings have been recorded in the past 30 days. The 2023 NAIC published baseline ($104/mo) remains the most recent state-aggregate reference; current carrier rates typically run 10-25% above.

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How PolicyChat sources this data

Public DOI filings + NAIC published averages + licensed partner feeds. Per-record provenance. Methodology: /methodology/rate-authority/


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